This Statement of Affairs (SoA) calculator helps you understand your current financial position. Enter your income, expenses, assets, and liabilities to calculate your net worth and monthly balance. Use this tool to assess your finances and plan for debt repayment or savings goals.
| Income Type | Amount (£) |
|---|---|
| Monthly Income (after tax) | |
| Partner or Spouse Monthly Income | |
| Benefits | |
| Other Income (e.g., maintenance payments) |
| Expense Type | Amount (£) |
|---|---|
| Mortgage Payment (from table below) | 0.00 |
| Secured/HP Loans (from table below) | 0.00 |
| Rent | |
| Management Charge | |
| Council Tax | |
| Electricity | |
| Gas | |
| Oil | |
| Water Rates | |
| Telephone or Landline | |
| Mobile Phone | |
| TV Licence | |
| Satellite / Cable TV | |
| Internet | |
| Groceries | |
| Clothing | |
| Petrol (for car/automobile) | |
| Car Insurance | |
| Car Maintenance | |
| Car Parking | |
| Other Travel | |
| Childcare | |
| Other Child-related Expenses | |
| Medical / Healthcare Related | |
| Pet Insurance / Veterinary | |
| Building Insurance | |
| Contents Insurance | |
| Life Assurance | |
| Other Insurance | |
| Presents (Birthday, Christmas, Anniversary) | |
| Haircuts | |
| Entertainment | |
| Holiday | |
| Household Emergency Fund | |
| Other |
Enter all your mortgage, secured, and hire purchase debt details here.
| Debt Description | Debt (£) | Monthly Payment (£) | Annual Rate (%) |
|---|---|---|---|
| Mortgage | |||
| Secured Debt | |||
| Hire Purchase |
| Debt Description | Debt (£) | Min Pay (£) | Annual Rate (%) |
|---|---|---|---|
| Asset | Value (£) |
|---|---|
| Cash | |
| House value (gross) | |
| Shares and bonds | |
| Cars | |
| Other assets |
| Item | Amount (£) |
|---|---|
| Total Monthly Income | 0 |
| Total Monthly Expenses | 0 |
| Total Available for Debt Repayments | 0 |
| Unsecured Debt Repayments | 0 |
| Monthly Profit/Loss | 0 |
| Item | Amount (£) |
|---|---|
| Assets | 0 |
| Secured & HP Debt | 0 |
| Unsecured Debt | 0 |
| Net Assets | 0 |